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financing

No Money Down No Interest If Paid In Full In 12 Months*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full in the 12 month promotional period or if your account becomes 60 days past due. The current APR for purchases is variable 29.99%.

Take 60 Months To Pay At 9.99%*

Based on GE 60 Month Installment Program.

Alternate Financing Options

We want to make sure we offer you options when it comes to paying for the jewelry of your dreams.

Layaway Program
C. Kirk Root Designs offers a 90-day layaway program with a 20% down payment required.

No Money Down No Interest If Paid in Full In 12 Months
Minimum purchase of $500 is required.

Take 60 Months to Pay
We have created affordable and flexible financing options for our customers

Co-Signers Welcome
Rebuild your good credit now


*No Money Down, No Interest if Paid in Full in 12 Months: Valid on purchases made between 7/23/2012 and 8/19/2012. A minimum purchase amount of $500 is required. During the promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on your billing statement. If minimum monthly payments are made you will not pay off the balance in the 12 month promotional period. The deferred interest will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period or if your account becomes 60 days past due. After the deferred interest period expires, the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 29.99%. APR for purchases on existing accounts may vary between 22.99-29.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 26.99-29.99%. Minimum interest charge $2.00.

GE 60 MONTH INSTALLMENT PROGRAM:
** 9.99% APR* Valid on Amount Financed of $1,500 or more on purchases made between 7/23/12 and 8/19/12 on your GE Capital installment loan account.
DISCLOSURE: Monthly payments required over a 60-month term at 9.99% rate: $22.24 per $1,000 financed. Program minimum amount financed is $1,500, no down payment required. Offer is subject to credit approval by GE Capital Retail Bank.

All financing is on approved credit. Some restrictions apply. Rates are subject to change. See store for details.

Financing Terms & Conditions