Kirk Root Designs feels that our customers deserve our trust, as well as our services. Thus, we offer the option of no money down and no interest if the piece is paid for in full in 12 months.* Additionally, customers can take 60 months to pay at 9.99%.**

Kirk Root Designs offers additional financing plans. We believe in making multiple options available in order for our customers to own their dream piece (or pieces) of jewelry.

*Interest will be charged to your account from the purchase date if the purchase balance is not paid in full during the 12-month promotional period, or if your account becomes 60 days past due. Current APR for purchases is variable 29.99%.

**This number based on GE 60-Month Installment program.

Layaway Program

We offer a 90-day layaway program. A 20% down payment is required.


No Money Down, No Interest if Paid in Full in 12 Months

A minimum purchase of $500 is required.


Take 60 Months to Pay

Kirk Root Designs has created flexible, affordable financing options for all of our customers.


Co-Signers Welcome

Take the chance to rebuild your good credit.